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« Bush Tax Cuts, Arizona Governor and Congressional Races Debate--Point/Counterpoint | Main | Long Term Care Annuities...PPA News Network »

Long Term Care Options--PPA News Network

Find out more on the PPA News Network

I’m sorry to say, there’s no simple answer to the question of whether you should buy long-term care insurance. Clearly, different circumstances call for different solutions. To give this subject the attention it deserves, I’ll start here and continue with a series of four more posts, published every Monday, that delve into this critical topic.

You’ll need to consider getting long-term care insurance in advance of the time when you can no longer complete ordinary, daily living activities such as bathing, using the bathroom, preparing your own meals, and following medical directives — including taking prescription drugs. Paying for help with these activities can be very high. Addressing the threat of potentially ruinous long-term care expenses could be one of the most difficult challenges facing you in your retirement years. And while long-term care insurance may not be the answer for everybody, I strongly advocate that everybody needs to have a strategy to address the threat of long-term care expenses.

Read more at CBS MoneyWatch

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